Anyone can promise secure. We show you the controls.
Enterprise crypto wallet development built on key management, policy engines and AI-assisted risk controls. The posture gets graded twice: once before we design, and again before anything touches real funds.
100% in-house development · Oregon & California, USA · 25+ years building production systems
"Bankless": a concept wallet UI, not a shipped productStudio projects by status: the Registry
The short answer
Updated September 2026
Houtos Labs designs and builds enterprise crypto wallet and custody software. The architecture puts one key-management and policy layer across Ethereum, Base, Solana, Bitcoin rails, Stellar and XRPL. AI-assisted risk controls inform the signers and never sign anything themselves. The posture gets a grade before the build and another before launch.
It's the same discipline the rest of the studio runs on: a published rubric, findings in plain English, and no estimate dressed up as a measurement. The Registry lists studio projects by their real status, and the Bankless screen above is labeled a concept because it is one. Adjacent practices: web3 commerce and business agents.
Custody security is a stack of controls. Each one exists or it doesn't.
This is the security posture, simulated. Flip the controls and watch the posture respond. It's the shape of the reading we'd run on a real wallet project, shrunk down.
Build the vault
Six controls, all off to start: the posture of a hot wallet with good intentions. Turn them on and earn the grade.
Hardened. Keys split, policies enforced, monitoring on. This is the posture we design custody toward.
- Key management96
- Transaction safety94
- Operational controls93
- Monitoring95
- Recovery readiness92
Simplified demonstration model. It uses illustrative weights and is not an audit.
Real engagements get the full reading: how we grade.
What our wallet development covers
From a customer-facing wallet to an internal treasury desk, designed and engineered in-house, then graded.
View the architecture sketch: keys, policy gate, chains, monitoring
Multi-chain wallet architecture
One key-management and policy layer across EVM chains, Solana, Bitcoin rails, Stellar and XRPL, so adding a chain doesn't have to mean rebuilding your security model. Your users decide which chains.
AI-assisted risk controls
Anomaly flags, address-risk screening, transaction explanations a person can read, and routing suggestions. AI can flag a transaction, but only policy can block it and only a person can sign it. Anything probabilistic is labeled that way, under the same rule as our reports.
Enterprise controls & custody UX
Approval flows, spending limits, role separation and audit trails, with interfaces that make the safe action the easy one for treasurers and customers alike.
Hardening & the audit pass
If you already run a wallet or a DeFi product, we grade the posture, hand you a ranked fix list in plain English, do the work if you want it done, and grade it again. For formal contract audits we work alongside specialist auditors. Stating what a review didn't cover is part of the security.
A vault is only as strong as the screen the signer trusts.
Keys split · policies enforced · every transaction simulated before signing · all before a single asset moves
Read the chain list as design scope
The standing rule holds here too: the chain list above describes what we architect for. It is not a claim about deployments. The Registry lists studio projects under their real status, and an estimate is never dressed up as a measurement. In custody, overstating what has been tested is its own vulnerability.
Every project, by status
Live products, an engine in build and lab concepts, each labeled for what it is.
The MethodThe rubric, published
The six-lens instrument every project leaves through, custody work included.
The Deep ReportWhat our reading looks like
Measured vs Estimated on every number, findings in plain English.
The Design StudioThe front-end craft, working
Our flagship page: seven exhibits you can operate, including the Measurement Engine.
Fair questions
What does enterprise crypto wallet development include?
Key management architecture (MPC, multisig or hardware-backed signing), policy engines (limits, allowlists, approval flows), chain integrations, transaction construction and simulation, monitoring and alerting, and the interfaces your team and customers use every day. At Houtos Labs it also includes a graded security-posture baseline before we build, and a second grade before anything ships.
Which blockchains can a multi-chain wallet support?
We architect for EVM chains (Ethereum, Base and other L2s), Solana, Bitcoin rails, Stellar and the XRP Ledger, all behind one policy and key-management layer, so adding a chain doesn't have to mean rebuilding your security model. The right chains depend on where your users and assets are. We settle that while scoping the project.
How does AI make a crypto wallet safer?
Used narrowly: anomaly flags on unusual transaction patterns, address-risk screening before signing, plain-language transaction explanations so signers know what they're approving, and routing suggestions. AI assists the controls. It never replaces deterministic policy rules, and it never signs. Anything probabilistic is labeled that way, just as our reports label estimates.
Do you audit or harden existing wallets and DeFi platforms?
Yes. Hardening starts with a reading. We map the key paths, permissions, dependencies and operational practices, grade the posture, and hand you a ranked fix list in plain English. If you want, we then do the work and grade it again. For formal smart-contract audits we work alongside specialist auditors instead of pretending to replace them. We'll also tell you which parts of your system our review didn't cover.
Bring us the wallet before it holds real money.
Tell us what you're holding, moving or building. A person replies, starting with the questions a posture review would ask.
100% in-house development · Oregon & California, USA · 25+ years building production systems
AI informs · policy decides · humans sign · nothing stored on this site · privacy ·
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